Life & Retirement
Life Insurance
Life insurance is a benefit paid in the event of death. Life insurance provides money directly to your named beneficiaries. They can use the money to help make up for your lost income, pay burial expenses, estate taxes, pay off the mortgage, and/or a child’s college tuition. Life is one of those things that can be taken away at any point, so we all need to have a plan in place. Life insurance is a great way to protect your family should an untimely death occur. Our office offers many life insurance products from a simple term policy to a more complex variable universal life (VUL). All situations are different that’s why we highly recommend meeting with us in person to go over your financial needs, and goals.
Retirement Plans
Everyone has hopes for an early retirement. How do you turn this dream into reality? A little planning goes a long way. The earlier you start saving the better off you’ll be. As the life expectancy continues to rise, we’ll need more and more money to retire comfortably. With a little planning, you can make the retirement years some of the best of your life. Our agency offers many plans to get you on the right path towards retirement.
A few good tips on retirement savings:
- Know your needs. A good place to start is figuring out how much you currently spend on essentials each month.
- Max out your 401 (k). If you’re in a 401 (k) or similar plan that offers some type of match, contribute all you can to take advantage of the full match.
- Get out of credit card debt.
- Avoid tapping into your savings early. When you dip into your retirement savings, you risk losing your principal, interest, and may suffer tax consequences.
- Look for ways to make your money work harder. A simple savings account may not be the answer.
Get a quote today and find out how much you may be able to save. Request an ONLINE QUOTE, or call our Fort Myers office at 239-689-8570 or Orlando office at 407-730-3448.